Home Loans

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ubank Neat Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
1.89% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$80,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Yard Variable Home Loan Special (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
1.99% p.a
Upfront fees
$530.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$500
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Special rate applies to home loan applications submitted by 31 May 2022.

OneTwo Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
2.09% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$20,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
No
Offset account
Special offers
Receive $5000 cashback for Owner Occupier Refinancers only in eligible areas only.

Athena Celebrate Variable Home Loan (<60% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.14% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

ubank Own Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
2.14% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Yard Investor Bundle Variable Home Loan (Investment, Principal & Interest, LVR <80%)

Variable

Interest rate
2.15% p.a
Upfront fees
$530.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$500
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Athena Evaporate Variable Home Loan (60-70% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<70%, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022.

G&C Mutual Bank Momentum Home Loan (Owner Occupier, Principal & Interest, LVR <60%, Refinance Only)

Variable

Interest rate
2.24% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - fees apply
Offset account
Special offers

Nano Variable Home Loan (Owner Occupier, Principal & Interest)

Variable

Interest rate
2.24% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR <70%)

Variable

Interest rate
2.27% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 May 2022 and settle by 31 July 2022.

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR 70-80%)

Variable

Interest rate
2.37% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 May 2022 and settle by 31 July 2022.

Bank of Queensland Economy Variable Home Loan (Owner Occupier, Principal & Interest, <70% LVR, $150,000+)

Variable

Interest rate
2.38% p.a
Upfront fees
$450.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers
$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 30 June 2022, settle by 30 September 2022.

Macquarie Basic Home Loan (Owner Occupier, LVR<60%, Principal & Interest)

Variable

Interest rate
2.39% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<60%, Principal & Interest) (Package)

Variable

Interest rate
2.39% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest)

Variable

Interest rate
2.49% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (2 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
2.50% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (1 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
2.73% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

G&C Mutual Bank Choice Home Loan (Owner Occupier, Principal & Interest and Interest Only)

Variable

Interest rate
2.74% p.a
Upfront fees
$0.00
Maximum loan to value ratio
95.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest, Interest Only
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - fees apply
Offset account
Special offers

Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

Variable

Interest rate
2.94% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
Up to $3,000 cashback when you refinance your home loan from another financial institution when you apply by 30 June 2022 and are funded by 31 Aug 2022, LVR <90%. $2,000 cashback for loan amounts of $250,000 and an bonus $1,000 for $500,000 or more.

UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

Fixed

Interest rate
1.85% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2022.
-

UBank UHomeLoan (Owner Occupier, Interest Only) (Fixed)

Fixed

Interest rate
2.09% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

Macquarie Basic Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR 70-80%)

Fixed

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$750,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Newcastle Permanent Special Discounted Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

Fixed

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 September 2021 and are funded by 30 November 2021, min $250k, LVR <80%
-

Heritage Bank Fixed Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Fixed

Interest rate
2.19% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$249,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

UBank UHomeLoan (Investment, Interest Only) (Fixed)

Fixed

Interest rate
2.24% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

Qudos Bank Fixed Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

Fixed

Interest rate
4.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $10,000 p.a.
Discharge fee
$275
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
-

ubank Own Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR <60%)

Fixed

Interest rate
4.25% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 per fixed rate term
Discharge fee
$300
Ongoing fees
-
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

Greater Bank Discount Great Rate Home Loan (LVR<90%, over $150k) (Fixed, Owner Occupier, Principal & Interest)

Fixed

Interest rate
4.29% p.a
Upfront fees
$180.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - fee applies
Discharge fee
$300
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Heritage Bank Fixed Rate Loan (Owner Occupier, LVR<70%) (Home Advantage)

Fixed

Interest rate
4.49% p.a
Upfront fees
$150.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$249,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers
Receive $4,000 cashback on eligible home loans over $700k for LVRs <80% for refinances, or new purchases with LMI. $3,000 cashback for loans between $500k and <$700k. Applications made before 31 May 2022, settled by 31 July 2022.
-

HSBC Fixed Rate Home Loan (Home Loan Package, Owner Occupier, Principal & Interest, LVR <80%) (Home Loan Package)

Fixed

Interest rate
4.67% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$7,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $10,000 p.a.
Discharge fee
$300
Ongoing fees
-
$390 Yearly
Redraw facility
No
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 May 2022 and settle by 31 July 2022.
-

Macquarie Basic Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR<70%)

Fixed

Interest rate
4.79% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$750,000
Repayment types
Principal & Interest
Extra repayments
Yes - up to $10,000 p.a.
Discharge fee
$400
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

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We want everyone to win!

We want our offers to provide the most value for you. That’s why we choose financial partners that share our mission.