Home Loans

Last Updated:

Refine results

Home Loan Type

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Type of Purchase

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Loan to Value Ratio (LVR)

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Repayment type

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Well Home Loans Equity Plus (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
1.82% p.a
Upfront fees
$785.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$200,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR <70%)

Variable

Interest rate
1.97% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

Bank of Queensland Economy Variable Home Loan (Owner Occupier, Principal & Interest, <70% LVR, Debt to Income ratio <6)

Variable

Interest rate
1.98% p.a
Upfront fees
$450.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers
$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 30 November 2021, settle by 28 February 2022.

Athena Celebrate Variable Home Loan (<60% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
1.99% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Nano Variable Home Loan (Owner Occupier, Principal & Interest)

Variable

Interest rate
1.99% p.a
Upfront fees
$0.00
Maximum loan to value ratio
75.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Yard Variable Home Loan Special (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
1.99% p.a
Upfront fees
$530.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$500
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Special rate applies to home loan applications submitted by 31 January 2022.

loans.com.au Green Home Loan (Owner Occupier)

Variable

Interest rate
2.08% p.a
Upfront fees
$520.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Athena Evaporate Variable Home Loan (60-70% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.09% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Basic Home Loan (Owner Occupier, LVR<60%, Principal & Interest)

Variable

Interest rate
2.14% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest, LVR 70-80%)

Variable

Interest rate
2.17% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$15,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.

Athena Liberate Variable Home Loan (70-80% LVR, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

Variable

Interest rate
2.19% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<70%, over $700,000)

Variable

Interest rate
2.19% p.a
Upfront fees
$750.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$700,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<80%, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.23% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers
$3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 31 Dec 2021) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 30 Nov 2021. Cannot be combined.

Bluestone Prime Home Loan (Owner Occupier, Principal & Interest, LVR <70%)

Variable

Interest rate
2.23% p.a
Upfront fees
$1110.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$250
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Basic Home Loan (Owner Occupier, LVR<80%, Principal & Interest)

Variable

Interest rate
2.24% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (2 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
2.25% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<60%, Principal & Interest) (Package)

Variable

Interest rate
2.29% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Nano Variable Home Loan (Investment, Principal & Interest)

Variable

Interest rate
2.29% p.a
Upfront fees
$0.00
Maximum loan to value ratio
75.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Well Home Loans Well Balanced (Investor, Principal & Interest, LVR <80%)

Variable

Interest rate
2.32% p.a
Upfront fees
$785.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$200,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Basic Home Loan (Owner Occupier, LVR<70%, Principal & Interest)

Variable

Interest rate
2.34% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<70%, Principal & Interest) (Package)

Variable

Interest rate
2.34% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

86 400 Neat Home Loan (Owner Occupier, Principal & Interest, LVR 70-80%)

Variable

Interest rate
2.34% p.a
Upfront fees
$250.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$80,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Green Home Loan (Investor, Principal & Interest)

Variable

Interest rate
2.34% p.a
Upfront fees
$520.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Athena Celebrate Variable Home Loan (<60% LVR, Investment, Principal & Interest)

Variable

Interest rate
2.39% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Package)

Variable

Interest rate
2.39% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$749,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

IMB Bank Budget Home Loan (LVR 70-90%, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.43% p.a
Upfront fees
$799.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$10,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Home Loan (1 Year Discounted Variable Rate, Owner Occupier, Principal & Interest, <80% LVR)

Variable

Interest rate
2.48% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Athena Evaporate Variable Home Loan (60-70% LVR, Investment, Principal & Interest)

Variable

Interest rate
2.49% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <90%)

Variable

Interest rate
2.52% p.a
Upfront fees
$785.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$200,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
2.59% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - fees apply
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 September 2021 and are funded by 30 November 2021, min $250k, LVR <80%

Bluestone Prime Home Loan (Investment, Principal & Interest, LVR <70%)

Variable

Interest rate
2.59% p.a
Upfront fees
$710.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$1,250,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$250
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Heritage Bank Variable Rate Loan (Owner Occupier, LVR<70%) (Home Advantage) (Home Advantage)

Variable

Interest rate
2.59% p.a
Upfront fees
$150.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$700,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Athena Liberate Variable Home Loan (70-80% LVR, Investment, Principal & Interest)

Variable

Interest rate
2.59% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<90%, Owner Occupier, Principal & Interest)

Variable

Interest rate
2.59% p.a
Upfront fees
$0.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

Variable

Interest rate
2.59% p.a
Upfront fees
$750.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Nano Variable Home Loan (Investment, Interest Only)

Variable

Interest rate
2.59% p.a
Upfront fees
$0.00
Maximum loan to value ratio
75.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,500,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

UBank UHomeLoan - Discount Offer for Investor (Interest Only, Investment)

Variable

Interest rate
2.60% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
No
Offset account
Special offers

Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

Variable

Interest rate
2.69% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 17 December 2021 and are funded by 28 February 2022, min $250k, LVR <80%

Heritage Bank Variable Rate Loan (Owner Occupier, LVR 70-80%) (Home Advantage)

Variable

Interest rate
2.69% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$700,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Athena Variable Home Loan (<80% LVR, Investment, Interest Only)

Variable

Interest rate
2.69% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au ZIP Home Loan (Owner Occupier, Principal & Interest)

Variable

Interest rate
2.73% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$250,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Investor Bundle Home Loan (1 Year Discounted Variable Rate)

Variable

Interest rate
2.74% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Booster Investor Bundle Home Loan (1 Year Discounted Variable Rate, Interest Only)

Variable

Interest rate
2.74% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Home Loan (Investor, Principal & Interest)

Variable

Interest rate
2.74% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Heritage Bank Variable Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Variable

Interest rate
2.79% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$250,000
Maximum borrowing amount
$699,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Heritage Bank Variable Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Variable

Interest rate
2.79% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$249,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Athena Variable Home Loan (<80% LVR, Owner Occupier, Interest Only)

Variable

Interest rate
2.84% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Well Home Loans Well Balanced (Investor, Principal & Interest, LVR <90%)

Variable

Interest rate
2.87% p.a
Upfront fees
$785.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$200,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Smart Home Loan (Investor, Interest Only)

Variable

Interest rate
2.99% p.a
Upfront fees
$520.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

Fixed

Interest rate
1.79% p.a
Comparison rate
2.18% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2022.
-

UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

Fixed

Interest rate
1.85% p.a
Comparison rate
2.13% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2022.
-

HSBC Fixed Rate Home Loan (Home Loan Package, Owner Occupier, Principal & Interest, LVR <80%) (Home Loan Package)

Fixed

Interest rate
2.09% p.a
Comparison rate
2.67% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$500,000
Maximum borrowing amount
$7,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $10,000 p.a.
Discharge fee
$300
Ongoing fees
-
$390 Yearly
Redraw facility
No
Offset account
Special offers
Receive $3,288 cashback when you refinance an existing home loan of $250,000. Must apply by 31 December 2021 and settle by 28 February 2022.
-

UBank UHomeLoan (Owner Occupier, Interest Only) (Fixed)

Fixed

Interest rate
2.09% p.a
Comparison rate
2.3% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

Macquarie Basic Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR<70%)

Fixed

Interest rate
2.09% p.a
Comparison rate
2.32% p.a
Upfront fees
$0.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$750,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest, <80% LVR) (Home Package Plus)

Fixed

Interest rate
2.17% p.a
Comparison rate
2.87% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $500 per month
Discharge fee
$350
Ongoing fees
-
$375 Yearly
Redraw facility
No
Offset account
Special offers
$3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 31 Dec 2021) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 30 Nov 2021. Cannot be combined.
-

Newcastle Permanent Special Discounted Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

Fixed

Interest rate
2.19% p.a
Comparison rate
3.72% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 September 2021 and are funded by 30 November 2021, min $250k, LVR <80%
-

Macquarie Basic Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR 70-80%)

Fixed

Interest rate
2.19% p.a
Comparison rate
2.42% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$750,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Heritage Bank Fixed Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Fixed

Interest rate
2.19% p.a
Comparison rate
3.03% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$250,000
Maximum borrowing amount
$699,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

Heritage Bank Fixed Rate Loan (Owner Occupier, LVR<80%) (Home Advantage)

Fixed

Interest rate
2.19% p.a
Comparison rate
3.03% p.a
Upfront fees
$150.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$249,999
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$350 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

Qudos Bank Fixed Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

Fixed

Interest rate
2.19% p.a
Comparison rate
2.64% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $10,000 p.a.
Discharge fee
$275
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
-

UBank UHomeLoan (Investment, Interest Only) (Fixed)

Fixed

Interest rate
2.24% p.a
Comparison rate
2.64% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Investor
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Interest Only
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2021.
-

Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR <90%) (Home Package Plus) (Home Package Plus)

Fixed

Interest rate
2.27% p.a
Comparison rate
3.01% p.a
Upfront fees
$0.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $500 per month
Discharge fee
$350
Ongoing fees
-
$375 Yearly
Redraw facility
No
Offset account
Special offers
$3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 31 Dec 2021) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 30 Nov 2021. Cannot be combined.
-

Newcastle Permanent Special Fixed Rate Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package, LVR <80%) (Premium Plus Package)

Fixed

Interest rate
2.34% p.a
Comparison rate
3.61% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
$0
Ongoing fees
-
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
$2,000 cashback when you refinance your home loan from another financial institution when you apply by 17 December 2021 and are funded by 28 February 2022, min $250k, LVR <80%
-

Well Home Loans Well Balanced Fixed (Investor, Principal & Interest, LVR <80%)

Fixed

Interest rate
2.34% p.a
Comparison rate
2.36% p.a
Upfront fees
$785.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Investor
Minimum borrowing amount
$200,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

Well Home Loans Well Balanced Fixed (Owner Occupier, Principal & Interest, LVR <80%)

Fixed

Interest rate
2.35% p.a
Comparison rate
2% p.a
Upfront fees
$785.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$200,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
Redraw facility
Yes - free
Offset account
Special offers
-

UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

Fixed

Interest rate
2.49% p.a
Comparison rate
2.29% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$100,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $20,000 during fixed rate term
Discharge fee
$0
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$395 Establishment fee waived for fixed rate loans that settle by 30 September 2022.
-

Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest, <80% LVR)

Fixed

Interest rate
2.79% p.a
Comparison rate
3.18% p.a
Upfront fees
$450.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $5,000 p.a
Discharge fee
$350
Ongoing fees
-
$10 Monthly
Redraw facility
No
Offset account
Special offers
$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 30 November 2021, settle by 28 February 2022.
-

We want everyone to win

We want our Offers to provide value to you - whether it’s savings, rewards or credit - and we choose financial partners that share our mission. If we do our job well, you save some money, we make some money and banks turn away fewer customers. Everyone wins.

This page features promoted products where the provider pays us a fee if you go to their site from ours, or you take out a product with them. But don’t worry - you don’t pay any extra for using our service.

General Advice Disclaimer

Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our own Australian Credit Licence No. 530103.

The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is not to be taken as any sort of advice as it has not taken into account your personal circumstances, objectives, financial situation or needs. Target Market Determinations can be found on the provider's website.

Check out our Credit Guide and Financial Services Guide for more information.

We want everyone to win!

We want our offers to provide the most value for you. That’s why we choose financial partners that share our mission.