Home Loans

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Home Loan Type

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Type of Purchase

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Loan to Value Ratio (LVR)

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Repayment type

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Bendigo Bank Express Home Loan (Owner Occupier, Principal & Interest, LVR <90%)

Variable

Interest rate
5.47% p.a
Upfront fees
$384.20
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
$3,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers

Bendigo Bank Express Home Loan (Owner Occupier, Principal & Interest, LVR <90%)

Variable

Interest rate
5.47% p.a
Upfront fees
$384.20
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
$3,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
$10 Monthly
Redraw facility
Yes - free
Offset account
Special offers

Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest, LVR <80%)

Variable

Interest rate
5.49% p.a
Upfront fees
$595.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - fees apply
Offset account
Special offers
$3k cashback when you refinance your home loan, >$500k, LVR <90%, apply by 30 June & funded by 31 August 2023. Receive $2k cashback for loans > $250k. First home buyers receive $1k cashback, apply by 30 June & funded by 31 August 2023, LVR <95%, >$500k.

ubank Neat Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
5.49% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$80,000
Maximum borrowing amount
$5,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<60%, Principal & Interest) (Package)

Variable

Interest rate
5.54% p.a
Upfront fees
$350.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$10,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<60%, Owner Occupier, Principal & Interest)

Variable

Interest rate
5.54% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

ubank Own Home Loan (Owner Occupier, Principal & Interest, LVR <60%)

Variable

Interest rate
5.54% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Basic Home Loan (Owner Occupier, LVR<60%, Principal & Interest)

Variable

Interest rate
5.54% p.a
Upfront fees
$350.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$10,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

Macquarie Offset Home Loan (Owner Occupier, LVR<60%, Principal & Interest) (Package)

Variable

Interest rate
5.54% p.a
Upfront fees
$350.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$150,000
Maximum borrowing amount
$10,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$400
Ongoing fees
$248 Yearly
Redraw facility
Yes - free
Offset account
Special offers

Suncorp Back to Basics Special (LVR<60%, Investment, Principal & Interest)

Variable

Interest rate
5.77% p.a
Upfront fees
$0.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$150,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$350
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Green Construction Loan (Owner Occupier, Interest Only)

Variable

Interest rate
5.88% p.a
Upfront fees
$0.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Interest Only
Extra repayments
Discharge fee
Ongoing fees
Redraw facility
Offset account
Special offers

loans.com.au Solar Home Loan (Owner Occupier, Principal & Interest, LVR <90%)

Variable

Interest rate
6.48% p.a
Upfront fees
$530.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Green Home Loan (Owner Occupier)

Variable

Interest rate
6.48% p.a
Upfront fees
$530.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Owner Occupier
Minimum borrowing amount
$50,000
Maximum borrowing amount
$2,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au Solar Home Loan (Investment, Principal & Interest, LVR <90%)

Variable

Interest rate
6.48% p.a
Upfront fees
$530.00
Maximum loan to value ratio
90.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,500,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
Redraw facility
Yes - free
Offset account
Special offers

loans.com.au SMSF Home Loan (Refinance Special, LVR <70%)

Variable

Interest rate
6.74% p.a
Upfront fees
$230.00
Maximum loan to value ratio
70.00%

More of the details:

Type of mortgage
Variable
Borrower type
Investor
Minimum borrowing amount
$50,000
Maximum borrowing amount
$1,000,000
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$0
Ongoing fees
Redraw facility
No
Offset account
Special offers

Newcastle Permanent Special Fixed Rate Home Loan (Owner Occupier, Principal & Interest, LVR <80%) (Premium Plus Package)

Fixed

Interest rate
5.49% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
$0
Ongoing fees
-
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
$3k cashback when you refinance your home loan, >$500k, LVR <90%, apply by 30 June & funded by 31 August 2023. Receive $2k cashback for loans > $250k. First home buyers receive $1k cashback, apply by 30 June & funded by 31 August 2023, LVR <95%, >$500k.
-

Newcastle Permanent Special Fixed Rate Home Loan (Owner Occupier, Principal & Interest, LVR <80%) (Premium Plus Package)

Fixed

Interest rate
5.49% p.a
Upfront fees
$0.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
$0
Ongoing fees
-
$395 Yearly
Redraw facility
Yes - free
Offset account
Special offers
$3k cashback when you refinance your home loan, >$500k, LVR <90%, apply by 30 June & funded by 31 August 2023. Receive $2k cashback for loans > $250k. First home buyers receive $1k cashback, apply by 30 June & funded by 31 August 2023, LVR <95%, >$500k.
-

Newcastle Permanent Special Discounted Fixed Rate Home Loan (Owner Occupier, Principal & Interest, LVR <80%)

Fixed

Interest rate
5.59% p.a
Upfront fees
$595.00
Maximum loan to value ratio
80.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
$5,000
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free up to $25,000 p.a.
Discharge fee
Ongoing fees
-
Redraw facility
No
Offset account
Special offers
$3k cashback when you refinance your home loan, >$500k, LVR <90%, apply by 30 June & funded by 31 August 2023. Receive $2k cashback for loans > $250k. First home buyers receive $1k cashback, apply by 30 June & funded by 31 August 2023, LVR <95%, >$500k.
-

ubank Own Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR <60%)

Fixed

Interest rate
5.99% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

ubank Own Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR <60%)

Fixed

Interest rate
5.99% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-

ubank Own Home Loan (Fixed, Owner Occupier, Principal & Interest, LVR <60%)

Fixed

Interest rate
5.99% p.a
Upfront fees
$250.00
Maximum loan to value ratio
60.00%

More of the details:

Type of mortgage
Fixed
Borrower type
Owner Occupier
Minimum borrowing amount
Maximum borrowing amount
Repayment types
Principal & Interest
Extra repayments
Yes - free
Discharge fee
$300
Ongoing fees
-
$250 Yearly
Redraw facility
Yes - free
Offset account
Special offers
-